Privacy Policy

Introduction and Scope

At benturoliqa, we understand that your privacy is fundamental to building trust in our advanced financial analysis platform. This comprehensive privacy policy explains how we collect, use, store, and protect your personal information when you interact with our services at benturoliqa.com or engage with our educational programs and analytical tools.

We believe transparency isn't just about compliance—it's about empowering you to make informed decisions about your data. This policy covers all aspects of our data handling practices, from the moment you first visit our website to ongoing interactions with our financial analysis tools and learning resources.

Information We Collect

We collect different types of information to provide you with personalized financial analysis tools and educational content. Understanding what we collect helps you make informed choices about sharing your data with us.

We also collect information about how you engage with our educational content, including which learning modules you complete, your progress through our financial analysis courses, and feedback you provide about our resources. This helps us improve our educational offerings and provide more relevant content recommendations.

How We Use Your Information

Your information serves several key purposes within our platform ecosystem. We use your data to create personalized financial analysis experiences, deliver educational content that matches your learning objectives, and maintain the security and functionality of our services.

We never sell your personal information to third parties. When we share data, it's always with your explicit consent or when required by law. Our data usage practices are designed to benefit your experience on our platform while respecting your privacy preferences.

Your Privacy Rights

We believe you should have comprehensive control over your personal information. These rights are available to all our users, regardless of location, though specific legal frameworks may provide additional protections.

To exercise any of these rights, simply contact our privacy team using the information provided below. We'll respond to your request within 30 days and guide you through the process. Some requests may require identity verification to protect your account security.

Data Security and Protection

Protecting your financial information requires robust security measures that evolve with emerging threats. We implement multiple layers of security controls to safeguard your data both in transit and at rest.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services, comply with legal obligations, or resolve disputes. Our retention periods are based on the type of information and how it's used within our platform.

Account information and financial preferences are retained while your account is active and for up to seven years after account closure to comply with financial record-keeping requirements. Platform usage data and analytics information are typically retained for three years to support service improvements and research.

Marketing communications data is retained until you opt out or for a maximum of five years, whichever comes first. Technical logs and security information may be retained for up to one year for security monitoring and fraud prevention purposes.

When you request account deletion, we begin the deletion process immediately for data not subject to legal retention requirements. Some information may be retained in anonymized form for statistical purposes, ensuring it cannot be linked back to your identity.

Third-Party Services and Data Sharing

We work with carefully selected third-party service providers to deliver comprehensive financial analysis tools and educational content. These partnerships are governed by strict data processing agreements that require the same level of privacy protection we provide.

We never share your personal information for marketing purposes without explicit consent. Legal disclosures are limited to circumstances required by law, such as court orders or regulatory investigations. In such cases, we'll notify you unless legally prohibited from doing so.

International Data Transfers

As a global platform serving users across different countries, we may transfer your information internationally to provide consistent service quality. All international transfers are protected by appropriate safeguards to ensure your privacy rights remain protected regardless of data location.

We use standard contractual clauses approved by privacy authorities and ensure our international partners maintain equivalent privacy protections. Data transfers are limited to what's necessary for service provision and are always subject to the same security measures applied to domestic data processing.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your platform experience, remember your preferences, and provide personalized content. You have complete control over cookie settings and can adjust them at any time through your browser or account preferences.

Essential cookies enable core platform functionality like secure login and account access. These cannot be disabled without affecting platform operation. Performance cookies help us understand how users interact with our tools, allowing us to optimize the experience and identify areas for improvement.

Personalization cookies remember your preferences, such as language settings, dashboard configurations, and preferred analysis tools. Marketing cookies, when enabled, help us show relevant educational content and platform features based on your interests and usage patterns.

You can manage cookie preferences through your browser settings or our privacy preference center. Disabling certain cookies may limit some platform features, but core financial analysis tools will remain fully functional.

Children's Privacy

Our platform is designed for adults engaged in financial learning and analysis. We do not knowingly collect personal information from individuals under 18 years of age. If we discover that we've collected information from someone under 18, we'll delete it immediately and restrict account access.

Parents or guardians who believe their child has provided personal information to our platform should contact us immediately. We'll work quickly to verify the situation and take appropriate action to protect the child's privacy.

Privacy Policy Updates

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, and privacy best practices. Material changes will be communicated directly to users via email and prominent platform notifications.

Minor clarifications or administrative updates may be made without individual notification, but we'll always update the "Last Updated" date at the top of this policy. We encourage you to review this policy periodically to stay informed about how we protect your privacy.

If you disagree with any changes to this policy, you may close your account or contact us to discuss your concerns. Continued use of our platform after policy updates constitutes acceptance of the revised terms.